Terms & Conditions
Last updated: January 2026
1. Acceptance of terms
By accessing and using the website helvokar.com (hereinafter, the "Site"), you agree to be bound by these Terms and Conditions of use. If you do not agree with any of these terms, we ask that you do not use the Site. Continued access and use of the Site after the publication of any modification to these terms constitutes acceptance of said modifications.
2. About Helvokar
Helvokar S.A. is a corporation incorporated and existing under the laws of the Argentine Republic, registered with the General Inspection of Justice under number 1847/2021, with CUIT 30-71845629-3 and registered address at Av. Corrientes 1260, Floor 8, Office B, C1043AAZ, City of Buenos Aires. Helvokar operates as a digital platform related to real estate crowdlending in Argentina, offering information, analysis tools, and contact channels for people interested in collaborative investment in the real estate sector.
3. Service description
The Site provides users with information and content related to real estate crowdlending in Argentina, including: informative and educational material on collaborative investment models applied to the real estate sector; general data on projects, market trends, and real estate investment opportunities; a contact form for receiving inquiries, comments, and information requests. The content published on the Site is strictly informative and in no case constitutes financial, legal, tax, or investment advice. Any investment decision must be evaluated by the user with the assistance of independent professionals.
4. User obligations
By using the Site, you agree to: provide truthful, current, and complete information when filling out any form available on the Site; use the Site exclusively for lawful purposes and in accordance with these Terms and Conditions, as well as applicable Argentine legislation; not attempt unauthorized access to restricted areas of the Site, its servers, or systems or networks connected to it; not use devices, software, or procedures that interfere with the proper functioning of the Site; and not reproduce, duplicate, copy, sell, distribute, or commercially exploit the Site's content without prior written authorization from Helvokar.
5. Investment risk warning
Real estate crowdlending, like any form of investment, carries inherent risks that every investor must know and evaluate before participating. The main risks include: the possibility of partial or total loss of invested capital; lack of liquidity, as funds may be committed for the duration of the project; delays in execution timelines or in the distribution of returns; macroeconomic, regulatory, or market factors that may affect expected profitability. Past returns on any project do not guarantee or ensure future returns. Helvokar does not guarantee the profitability of any project and assumes no responsibility for individual investment decisions made by users.
6. Intellectual property
All content available on the Site, including but not limited to texts, images, photographs, logos, iconography, graphic design, navigation structure, databases, source code, and other creative elements, is the exclusive property of Helvokar S.A. or its respective licensors, and is protected by Argentine Law No. 11,723 on Intellectual Property and applicable international treaties. The reproduction, distribution, public communication, transformation, or any other form of total or partial exploitation of the Site's content without prior written authorization from Helvokar is expressly prohibited.
7. Limitation of liability
Helvokar makes reasonable efforts to keep the information on the Site up to date and accurate, but does not guarantee that the Site will be free of errors, interruptions, computer viruses, or other harmful components. The Site and all its content are provided "as is" and "as available." To the maximum extent permitted by Argentine law, Helvokar, its directors, employees, agents, and representatives shall not be liable for direct, indirect, incidental, special, consequential, or punitive damages that may arise from the use or inability to use the Site.
8. Personal data protection
The processing of personal data of Site users is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using the Site, you accept the data collection and use practices described in said policy, prepared in compliance with Law No. 25,326 on Personal Data Protection and its complementary regulations.
9. Applicable law and jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the Argentine Republic. Any controversy, claim, or dispute arising in connection with these terms, the use of the Site, or the services offered by Helvokar shall be submitted to the exclusive jurisdiction of the National Commercial Courts sitting in the City of Buenos Aires, with express waiver of any other forum or jurisdiction that may apply.
10. Modifications
Helvokar reserves the right to modify, update, or supplement these Terms and Conditions at any time and without prior notice. Modifications shall take effect from the time of their publication on the Site. Continued use of the Site after the publication of any change implies full and unconditional acceptance of the new terms.
11. Contact
For inquiries, suggestions, or complaints related to these Terms and Conditions, you can contact us at: Helvokar S.A., Av. Corrientes 1260, Floor 8, Office B, C1043AAZ, City of Buenos Aires, Argentina. Email: contacto@helvokar.com. Phone: +54 11 5263-8890.